Terms and Conditions

Website Terms and Conditions

This website (“Site“) is an online information service provided by CIT Group Partners LLP (“CIT“).  Access to and use of the Site is subject to these terms and conditions (“Terms“).  “CIT Group” refers to the group of companies affiliated to CIT Group Partners LLP.


CIT may modify these Terms at any time and such modifications shall be effective immediately upon posting the modified Terms on the Site. You agree to review the Terms periodically and your continued access or use of the Site shall be deemed acceptance of any modified Terms.


Use of the Site

You are solely responsible for your use of the Site and all information available through the Site (“Information“).

The Site and its contents are provided by CIT without charge for general information purposes only.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinion, advice, service, merchandise provided through the Site and all Information.

The Site and all Information are provided “as is” and without warranty.  Any warranties, terms and conditions not expressly set out in these Terms (including any terms of title, non-infringement, merchantability, satisfactory quality or fitness for a particular purpose) are excluded to the extent permitted by law.  CIT does not warrant that access to the Site will be uninterrupted or error-free or that defects in the Site will be corrected.

CIT accepts no liability for any website not provided by CIT accessible through or which links to the Site.  When you access a website other than the Site, please understand that it is independent from CIT, and that CIT has no control over that website or its contents.  A link on the Site to another website does not mean that CIT endorses or accepts any responsibility for the content, or use, of such website.

CIT does not guarantee that the Site, its contents or the Information will be free of viruses or harmful code.  You are responsible for implementing sufficient procedures to protect your equipment and data, including by making regular backups.  You must not introduce any virus onto the Site.

You may only use the Site for lawful purposes and not in any way that is unlawful or fraudulent, for the purpose of harming minors, to send or receive illegal or infringing material, to transmit unsolicited or unauthorised advertising or to transmit any viruses.  You represent that any material you submit to the Site meets these Terms.

We have the right to remove any material you submit to the Site if, in our opinion, it does not comply with these Terms.

We may withdraw, terminate, suspend or limit access to the Site at any time.


Intellectual Property

The Site, its contents and the Information are owned by CIT, its affiliates and licensors. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute such items in any way except as expressly permitted by these Terms or CIT.

You may print and download the Information solely for your own non-commercial use provided that you do not change or delete any copyright or proprietary notices.

You hereby grant to the CIT Group a non-exclusive, royalty-free, worldwide, perpetual license (with the right to sub-license) to use, copy, modify, adapt, distribute, transmit, publicly display and publicly perform any materials and information (including ideas for new or improved products and services) you submit to the Site or send by e-mail to a member of the CIT Group.  You also grant to the CIT Group the right to use your name in connection with any materials or information submitted to the Site including in connection with marketing material.



CIT and the CIT logo are trademarks of the CIT Group in the UK and other parts of the world.  Other product and company names mentioned in the Site may be the trademarks of their respective owners.  Neither these Terms or your access to the Site give you any right to use any trade mark of the CIT Group or any third party.



No member of the CIT Group is liable for any loss, cost or damage arising from use of the Site or Information whether arising in contract, tort (including negligence), strict liability or otherwise.

In no event will any member of the CIT Group be liable for (i) any indirect or consequential loss or damage or (ii), any loss of profit, business, program, data or information (in each case whether direct or indirect) in relation to the use of Site or Information.

Nothing in these Terms shall exclude or limit liability for death or personal injury arising out of negligence, for fraudulent misrepresentation or where exclusion or limitation is not permitted by law.


Data Protection Act

The CIT Group follows strict security procedures in the storage and use of all personal data controlled in accordance with UK GDPR – the Data Protection Act 2018 (“DPA“) and other applicable privacy laws.  The CIT Group Privacy Policy explains how the CIT Group uses personal data about you that it receives. The privacy policy also lists the cookies used by this Site and tells you how you can restrict or delete cookies.

The CIT Group may hold personal data because of work it has undertaken or because third parties have indicated an interest in receiving material from us.  We hold client and other contact details and the history of client and supplier relationships.  This allows us to manage relationships and our business effectively and provide targeted marketing information.

You may request amendment and a copy of your personal data and require that we cease direct marketing in accordance with the DPA.

The CIT Group does not sell or rent the personal data it holds to third parties.  Personal data may move within the CIT Group and its contractors. This may involve transfer outside the EU/EEA.  By using the Site you consent to these transfers.  We will ensure that all members of the CIT Group outside the EU/EEA abide by their obligations under the DPA and apply policies which provide at least the level of protection afforded to data subjects in the United Kingdom.

We have the right to disclose your identity to any third party who is claiming that any content you post to the Site violates their rights.



These Terms shall all be governed and construed in accordance with the laws of England and Wales. You agree that any legal action between CIT and you concerning the Terms be brought exclusively in the Courts of England and Wales.

CIT’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any other provision or right.

CIT may assign its rights and duties under these Terms to any person without notice.

If any part of these Terms is unenforceable this will not affect the enforceability of the reset of the Terms.


Financial Services Regulatory Information

No advice, no invitation or inducement to engage in investment activity etc

The content of this Site is provided for information purposes only.  No information on this Site constitutes investment, tax, legal, regulatory, financial, accounting or any other advice and nothing on this Site is intended to constitute an invitation or inducement to engage in investment activity in any jurisdiction in which an offer or solicitation would be unlawful for any reason. It is the responsibility of anyone accessing this Site to inform themselves of and observe all applicable laws and regulations of any relevant jurisdiction.


Notice relating to the promotion of unregulated collective investment schemes in the United Kingdom

CIT’s funds are operated by CIT Financial Services Limited (a subsidiary of CIT), which is authorised and regulated by the Financial Conduct Authority (“FCA”), with registration number 197249.

Funds operated by CIT Financial Services Limited (the “Funds“) are collective investment schemes for the purposes of the United Kingdom Financial Services and Markets Act 2000.  These types of investment have not been authorised, or otherwise recognised or approved, by the FCA and, as unregulated schemes, cannot be promoted in the United Kingdom to the general public.

Accordingly, communications relating to the Funds (including information relating to the Funds on this Site) are only directed at restricted categories of recipients, namely to: (i) persons who have professional experience in matters relating to investments falling within Article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2001 (as amended) (the “FPO“) or within Article 14 of the Financial Services and Markets Act 2000 (Promotion of Collective Investment Schemes) (Exemptions) Order 2001 (the “CIS Promotion Order“) or (ii) high net worth entities and other persons to whom it may otherwise lawfully be communicated, falling within Article 49 of the FPO or within Article 22 of the CIS Promotion Order or (iii) certified sophisticated investors falling within Article 50 of the FPO or within Article 23 of the CIS Promotion Order or (iv) other persons to whom it may lawfully be directed under an exemption contained in the FPO or the CIS Promotion Order (all such persons together being referred to as “Relevant Persons“).

Interests in the Funds are available only to Relevant Persons and persons who are not Relevant Persons should not rely on the contents of this website in relation to these types of investment.

If you are a Relevant Person and would like further information regarding any of CIT’s future Funds, please don’t hesitate to contact us.

Any rights not expressly granted herein are reserved.


UK Stewardship Code Disclosure Statement

COBS 2.2.3R of the FCA’s Conduct of Business Sourcebook, part of its handbook of rules and guidance, requires us to make a public disclosure in relation to the nature of our commitment to the above Code, which was first published by the Financial Reporting Council (the “FRC“) in July 2010, revised in September 2012 and January 2020.

The FRC states that Stewardship is the responsible allocation, management and oversight of capital to create long-term value for clients and beneficiaries leading to sustainable benefits for the economy, the environment and society.

The Code aims to enhance the quality of engagement between institutional investors and companies to help improve long-term returns to shareholders and the efficient exercise of governance responsibilities. It sets out . 12 principles, the intended outcomes of applying the principles and the activities required to foster these outcomes. The FRC recognises that not all parts of the Code will be relevant to all institutional investors and that smaller institutions may judge some of the principles and guidance to be disproportionate.

It is of course legitimate for some asset managers not to engage with companies, depending on their investment strategy, and in such cases firms are required to explain why it is not appropriate to comply with a particular principle.

CIT Financial Services Limited does not currently comply with the Code as we do not currently invest in listed companies. Should this position change, we will review our commitment to the Code at that time and make the appropriate disclosure.

For further details on any of the above information, please contact our Compliance Officer, Gerard Kerr, via info@cit.co.uk

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